Sample debt settlement and debt validation letters, letters to creditors and credit bureaus. Sample letter 2 to collection agency (insert your first and last name) (insert your address or your p.o. box) (insert your city, postal code (or p.o. box’s city and. Debt validation letter. collection agencies must legally validate debts. attempt to validate debt. under the fdcp act, i am allowed to challenge the validity of all.
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